Call reports 2014
AMERICAN SAVINGS BANK, FSB — 2014
What AMERICAN SAVINGS BANK, FSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 252,360,000 | 252,696,000 | 250,966,000 | 247,377,000 |
| Total loans | 191,306,000 | 189,500,000 | 194,397,000 | 194,113,000 |
| Allowance for loan losses | 1,939,000 | 1,943,000 | 1,781,000 | 1,777,000 |
| Securities available for sale | 36,945,000 | 35,923,000 | 35,034,000 | 33,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,639,000 | 206,712,000 | 204,066,000 | 200,737,000 |
| Interest-bearing deposits | 190,890,000 | 188,097,000 | 184,966,000 | 180,208,000 |
| Noninterest-bearing deposits | 19,749,000 | 18,615,000 | 19,100,000 | 20,529,000 |
| Equity capital | 24,775,000 | 25,326,000 | 25,800,000 | 26,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,537,000 | 5,089,000 | 7,726,000 | 10,348,000 |
| Interest expense | 544,000 | 1,081,000 | 1,604,000 | 2,113,000 |
| Net interest income | 1,993,000 | 4,008,000 | 6,122,000 | 8,235,000 |
| Noninterest income | 278,000 | 1,022,000 | 1,558,000 | 2,099,000 |
| Noninterest expense | 2,062,000 | 4,264,000 | 6,331,000 | 8,522,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 179,000 | 706,000 | 1,259,000 | 1,692,000 |
| Income tax | 15,000 | 151,000 | 295,000 | 398,000 |
| Net income | 164,000 | 555,000 | 964,000 | 1,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,173,000 | 22,565,000 | 22,977,000 | 23,308,000 |
| Total capital | 24,112,000 | 24,508,000 | 24,758,000 | 25,085,000 |
| Risk-weighted assets | 163,372,000 | 164,136,000 | 163,242,000 | 163,872,000 |