Call reports 2013
AMERICAN SAVINGS BANK, FSB — 2013
What AMERICAN SAVINGS BANK, FSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 267,485,000 | 261,099,000 | 258,070,000 | 254,648,000 |
| Total loans | 196,130,000 | 194,111,000 | 193,413,000 | 194,550,000 |
| Allowance for loan losses | 2,226,000 | 2,154,000 | 2,054,000 | 1,906,000 |
| Securities available for sale | 39,531,000 | 36,534,000 | 37,804,000 | 35,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,259,000 | 221,126,000 | 218,312,000 | 212,604,000 |
| Interest-bearing deposits | 207,410,000 | 201,954,000 | 197,652,000 | 192,044,000 |
| Noninterest-bearing deposits | 20,849,000 | 19,172,000 | 20,660,000 | 20,560,000 |
| Equity capital | 22,442,000 | 23,809,000 | 23,905,000 | 24,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,762,000 | 5,407,000 | 8,032,000 | 10,642,000 |
| Interest expense | 583,000 | 1,189,000 | 1,768,000 | 2,329,000 |
| Net interest income | 2,179,000 | 4,218,000 | 6,264,000 | 8,313,000 |
| Noninterest income | 261,000 | 610,000 | 873,000 | 1,297,000 |
| Noninterest expense | 1,781,000 | 3,642,000 | 5,383,000 | 7,198,000 |
| Provision for loan losses | 30,000 | 30,000 | 40,000 | 90,000 |
| Pretax income | 629,000 | 1,156,000 | 1,714,000 | 2,322,000 |
| Income tax | 89,000 | 193,000 | 335,000 | 496,000 |
| Net income | 540,000 | 963,000 | 1,379,000 | 1,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,058,000 | 21,136,000 | 21,561,000 | 22,009,000 |
| Total capital | 21,182,000 | 23,255,000 | 23,615,000 | 23,915,000 |
| Risk-weighted assets | 169,788,000 | 169,507,000 | 165,464,000 | 164,672,000 |