Call reports 2012
AMERICAN SAVINGS BANK, FSB — 2012
What AMERICAN SAVINGS BANK, FSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 232,066,000 | 237,601,000 | 241,269,000 | 272,818,000 |
| Total loans | 166,680,000 | 169,083,000 | 170,932,000 | 196,281,000 |
| Allowance for loan losses | 2,055,000 | 2,186,000 | 2,250,000 | 2,195,000 |
| Securities available for sale | 43,681,000 | 42,714,000 | 41,270,000 | 41,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,649,000 | 202,406,000 | 206,160,000 | 232,893,000 |
| Interest-bearing deposits | 184,532,000 | 189,180,000 | 189,796,000 | 215,361,000 |
| Noninterest-bearing deposits | 13,117,000 | 13,226,000 | 16,364,000 | 17,532,000 |
| Equity capital | 19,857,000 | 19,848,000 | 20,447,000 | 19,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,557,000 | 5,078,000 | 7,704,000 | 10,476,000 |
| Interest expense | 552,000 | 1,167,000 | 1,700,000 | 2,268,000 |
| Net interest income | 2,005,000 | 3,911,000 | 6,004,000 | 8,208,000 |
| Noninterest income | 285,000 | 532,000 | 902,000 | 1,209,000 |
| Noninterest expense | 1,457,000 | 2,782,000 | 4,450,000 | 6,297,000 |
| Provision for loan losses | 200,000 | 450,000 | 540,000 | 880,000 |
| Pretax income | 650,000 | 1,242,000 | 1,947,000 | 2,273,000 |
| Income tax | 154,000 | 325,000 | 523,000 | 663,000 |
| Net income | 496,000 | 917,000 | 1,424,000 | 1,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,353,000 | 19,433,000 | 20,109,000 | 15,511,000 |
| Total capital | 21,150,000 | 21,252,000 | 21,946,000 | 17,557,000 |
| Risk-weighted assets | 143,434,000 | 145,143,000 | 145,794,000 | 169,678,000 |