Call reports 2018
UNITED COMMUNITY BANK — 2018
What UNITED COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 178,532,000 | 176,259,000 | 169,030,000 | 185,286,000 |
| Total loans | 144,834,000 | 146,688,000 | 144,310,000 | 135,029,000 |
| Allowance for loan losses | 1,815,000 | 2,075,000 | 1,737,000 | 89,000 |
| Securities available for sale | 10,065,000 | 10,028,000 | 8,848,000 | 8,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,781,000 | 153,815,000 | 152,602,000 | 159,801,000 |
| Interest-bearing deposits | 131,168,000 | 127,929,000 | 128,703,000 | 133,225,000 |
| Noninterest-bearing deposits | 25,613,000 | 25,886,000 | 23,899,000 | 26,576,000 |
| Equity capital | 19,408,000 | 19,978,000 | 13,976,000 | 22,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,714,000 | 3,700,000 | 5,524,000 | 2,007,000 |
| Interest expense | 148,000 | 298,000 | 467,000 | 108,000 |
| Net interest income | 1,566,000 | 3,402,000 | 5,057,000 | 1,899,000 |
| Noninterest income | 379,000 | 563,000 | 679,000 | 193,000 |
| Noninterest expense | 1,182,000 | 2,304,000 | 3,822,000 | 1,558,000 |
| Provision for loan losses | -200,000 | -200,000 | -775,000 | 127,000 |
| Pretax income | 973,000 | 1,871,000 | 2,699,000 | 407,000 |
| Income tax | 234,000 | 557,000 | 772,000 | 99,000 |
| Net income | 739,000 | 1,314,000 | 1,927,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,458,000 | 20,033,000 | 14,045,000 | 13,868,000 |
| Total capital | 21,273,000 | 21,875,000 | 15,782,000 | 13,973,000 |
| Risk-weighted assets | 147,576,000 | 147,200,000 | 143,535,000 | 138,809,000 |