Call reports 2017
UNITED COMMUNITY BANK — 2017
What UNITED COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 170,789,000 | 172,902,000 | 172,733,000 | 183,630,000 |
| Total loans | 143,102,000 | 147,230,000 | 143,944,000 | 145,193,000 |
| Allowance for loan losses | 1,997,000 | 2,073,000 | 2,199,000 | 1,736,000 |
| Securities available for sale | 11,851,000 | 10,572,000 | 9,052,000 | 9,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,367,000 | 144,941,000 | 150,292,000 | 160,352,000 |
| Interest-bearing deposits | 123,890,000 | 119,103,000 | 123,595,000 | 131,692,000 |
| Noninterest-bearing deposits | 25,477,000 | 25,838,000 | 26,697,000 | 28,660,000 |
| Equity capital | 19,044,000 | 19,539,000 | 20,042,000 | 20,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,663,000 | 3,347,000 | 5,053,000 | 6,782,000 |
| Interest expense | 120,000 | 236,000 | 364,000 | 487,000 |
| Net interest income | 1,543,000 | 3,111,000 | 4,689,000 | 6,295,000 |
| Noninterest income | 227,000 | 412,000 | 603,000 | 849,000 |
| Noninterest expense | 987,000 | 2,004,000 | 3,000,000 | 4,046,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 783,000 | 1,520,000 | 2,292,000 | 3,098,000 |
| Income tax | 275,000 | 528,000 | 797,000 | 1,078,000 |
| Net income | 508,000 | 992,000 | 1,495,000 | 2,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,038,000 | 19,521,000 | 20,023,000 | 20,820,000 |
| Total capital | 20,866,000 | 21,400,000 | 21,855,000 | 22,556,000 |
| Risk-weighted assets | 146,051,000 | 150,165,000 | 146,221,000 | 148,456,000 |