Call reports 2009
UNITED COMMUNITY BANK — 2009
What UNITED COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 85,162,000 | 85,191,000 | 82,722,000 | 88,610,000 |
| Total loans | 66,834,000 | 66,994,000 | 64,105,000 | 63,489,000 |
| Allowance for loan losses | 1,048,000 | 1,053,000 | 1,151,000 | 1,055,000 |
| Securities available for sale | 10,245,000 | 9,560,000 | 9,005,000 | 6,952,000 |
| Securities held to maturity | 726,000 | 726,000 | 726,000 | 698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,321,000 | 71,195,000 | 70,746,000 | 76,696,000 |
| Interest-bearing deposits | 61,359,000 | 61,599,000 | 62,219,000 | 65,108,000 |
| Noninterest-bearing deposits | 9,962,000 | 9,596,000 | 8,527,000 | 11,588,000 |
| Equity capital | 7,317,000 | 7,568,000 | 7,573,000 | 7,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,167,000 | 2,250,000 | 3,323,000 | 4,364,000 |
| Interest expense | 304,000 | 580,000 | 838,000 | 1,074,000 |
| Net interest income | 863,000 | 1,670,000 | 2,485,000 | 3,290,000 |
| Noninterest income | 193,000 | 417,000 | 558,000 | 697,000 |
| Noninterest expense | 608,000 | 1,248,000 | 1,884,000 | 2,563,000 |
| Provision for loan losses | 27,000 | 64,000 | 476,000 | 600,000 |
| Pretax income | 421,000 | 775,000 | 683,000 | 824,000 |
| Income tax | 147,000 | 269,000 | 211,000 | 249,000 |
| Net income | 274,000 | 506,000 | 472,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,214,000 | 7,446,000 | 7,412,000 | 7,514,000 |
| Total capital | 8,007,000 | 8,244,000 | 8,185,000 | 8,289,000 |
| Risk-weighted assets | 63,184,000 | 63,562,000 | 61,466,000 | 61,753,000 |
Machine access — free, no API key
Every figure shown here about UNITED COMMUNITY BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.