Call reports 2026
HEARTLAND STATE BANK — 2026
What HEARTLAND STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 77,594,000 | 75,645,000 |
| Total loans | 29,222,000 | 29,428,000 |
| Allowance for loan losses | 448,000 | 448,000 |
| Securities available for sale | 21,786,000 | 24,675,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 70,449,000 | 68,280,000 |
| Interest-bearing deposits | 47,890,000 | 47,674,000 |
| Noninterest-bearing deposits | 22,559,000 | 20,606,000 |
| Equity capital | 6,663,000 | 6,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 794,000 | 1,636,000 |
| Interest expense | 291,000 | 584,000 |
| Net interest income | 503,000 | 1,052,000 |
| Noninterest income | 41,000 | 82,000 |
| Noninterest expense | 448,000 | 889,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 86,000 | 254,000 |
| Income tax | 0 | 0 |
| Net income | 86,000 | 254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 7,465,000 | 7,633,000 |