Call reports 2025
HEARTLAND STATE BANK — 2025
What HEARTLAND STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 70,379,000 | 71,124,000 | 69,209,000 | 72,560,000 |
| Total loans | 34,134,000 | 33,875,000 | 32,600,000 | 34,218,000 |
| Allowance for loan losses | 451,000 | 451,000 | 451,000 | 451,000 |
| Securities available for sale | 17,655,000 | 17,919,000 | 18,599,000 | 20,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,818,000 | 64,166,000 | 62,023,000 | 65,402,000 |
| Interest-bearing deposits | 45,287,000 | 43,984,000 | 43,586,000 | 44,600,000 |
| Noninterest-bearing deposits | 18,531,000 | 20,182,000 | 18,437,000 | 20,802,000 |
| Equity capital | 6,070,000 | 6,412,000 | 6,674,000 | 6,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 824,000 | 1,704,000 | 2,559,000 | 3,412,000 |
| Interest expense | 299,000 | 599,000 | 891,000 | 1,184,000 |
| Net interest income | 525,000 | 1,105,000 | 1,668,000 | 2,228,000 |
| Noninterest income | 42,000 | 81,000 | 124,000 | 168,000 |
| Noninterest expense | 478,000 | 922,000 | 1,372,000 | 1,828,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 85,000 | 262,000 | 409,000 | 560,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 262,000 | 409,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,304,000 | 7,481,000 | 7,628,000 | 7,379,000 |