Call reports 2022
HEARTLAND STATE BANK — 2022
What HEARTLAND STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 80,321,000 | 74,927,000 | 70,789,000 | 69,810,000 |
| Total loans | 35,388,000 | 35,178,000 | 36,690,000 | 39,260,000 |
| Allowance for loan losses | 458,000 | 458,000 | 458,000 | 458,000 |
| Securities available for sale | 21,281,000 | 20,627,000 | 22,055,000 | 21,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,129,000 | 68,370,000 | 65,855,000 | 61,859,000 |
| Interest-bearing deposits | 47,860,000 | 43,701,000 | 43,305,000 | 38,047,000 |
| Noninterest-bearing deposits | 25,269,000 | 24,669,000 | 22,550,000 | 23,812,000 |
| Equity capital | 6,830,000 | 6,169,000 | 4,530,000 | 4,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 480,000 | 996,000 | 1,638,000 | 2,349,000 |
| Interest expense | 32,000 | 62,000 | 94,000 | 139,000 |
| Net interest income | 448,000 | 934,000 | 1,544,000 | 2,210,000 |
| Noninterest income | 43,000 | 86,000 | 128,000 | 164,000 |
| Noninterest expense | 469,000 | 951,000 | 2,314,000 | 2,796,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 17,000 | 59,000 | -651,000 | -428,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 17,000 | 59,000 | -651,000 | -428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,806,000 | 6,848,000 | 7,046,000 | 6,969,000 |