Call reports 2020
HEARTLAND STATE BANK — 2020
What HEARTLAND STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 64,504,000 | 62,497,000 | 61,970,000 | 62,305,000 |
| Total loans | 37,179,000 | 40,718,000 | 39,853,000 | 40,370,000 |
| Allowance for loan losses | 440,000 | 446,000 | 452,000 | 458,000 |
| Securities available for sale | 14,761,000 | 14,579,000 | 13,181,000 | 11,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,803,000 | 53,992,000 | 53,311,000 | 54,088,000 |
| Interest-bearing deposits | 42,098,000 | 39,479,000 | 37,834,000 | 37,959,000 |
| Noninterest-bearing deposits | 13,705,000 | 14,513,000 | 15,477,000 | 16,129,000 |
| Equity capital | 7,882,000 | 8,124,000 | 8,271,000 | 7,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,178,000 | 1,772,000 | 2,288,000 |
| Interest expense | 113,000 | 183,000 | 240,000 | 289,000 |
| Net interest income | 499,000 | 995,000 | 1,532,000 | 1,999,000 |
| Noninterest income | 42,000 | 73,000 | 108,000 | 148,000 |
| Noninterest expense | 463,000 | 925,000 | 1,371,000 | 1,832,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 61,000 | 123,000 | 243,000 | 535,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 61,000 | 123,000 | 243,000 | 535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,724,000 | 6,786,000 | 6,907,000 | 6,748,000 |