Call reports 2019
HEARTLAND STATE BANK — 2019
What HEARTLAND STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 64,744,000 | 61,536,000 | 60,168,000 | 60,359,000 |
| Total loans | 37,902,000 | 39,738,000 | 39,348,000 | 38,476,000 |
| Allowance for loan losses | 425,000 | 431,000 | 428,000 | 434,000 |
| Securities available for sale | 14,267,000 | 12,494,000 | 11,747,000 | 12,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,253,000 | 52,815,000 | 51,255,000 | 51,796,000 |
| Interest-bearing deposits | 43,343,000 | 40,455,000 | 38,314,000 | 38,386,000 |
| Noninterest-bearing deposits | 12,910,000 | 12,360,000 | 12,941,000 | 13,410,000 |
| Equity capital | 7,708,000 | 7,901,000 | 8,060,000 | 7,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 674,000 | 1,374,000 | 2,066,000 | 2,752,000 |
| Interest expense | 149,000 | 305,000 | 448,000 | 581,000 |
| Net interest income | 525,000 | 1,069,000 | 1,618,000 | 2,171,000 |
| Noninterest income | 40,000 | 79,000 | 114,000 | 247,000 |
| Noninterest expense | 444,000 | 912,000 | 1,352,000 | 1,813,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 142,000 | 251,000 | 392,000 | 611,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 142,000 | 251,000 | 392,000 | 611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,694,000 | 6,803,000 | 6,944,000 | 6,663,000 |
| Total capital | 7,119,000 | 7,234,000 | 7,372,000 | 7,097,000 |
| Risk-weighted assets | 42,344,000 | 42,781,000 | 42,288,000 | 41,910,000 |