Call reports 2018
HEARTLAND STATE BANK — 2018
What HEARTLAND STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 61,458,000 | 60,522,000 | 62,647,000 | 63,949,000 |
| Total loans | 37,104,000 | 39,879,000 | 42,336,000 | 41,483,000 |
| Allowance for loan losses | 440,000 | 425,000 | 439,000 | 446,000 |
| Securities available for sale | 13,440,000 | 13,309,000 | 12,788,000 | 13,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,298,000 | 52,187,000 | 51,101,000 | 53,662,000 |
| Interest-bearing deposits | 41,598,000 | 40,170,000 | 39,335,000 | 39,642,000 |
| Noninterest-bearing deposits | 11,699,000 | 12,018,000 | 11,766,000 | 14,019,000 |
| Equity capital | 7,458,000 | 7,594,000 | 7,758,000 | 7,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 589,000 | 1,215,000 | 1,882,000 | 2,581,000 |
| Interest expense | 75,000 | 170,000 | 284,000 | 423,000 |
| Net interest income | 514,000 | 1,045,000 | 1,598,000 | 2,158,000 |
| Noninterest income | 37,000 | 85,000 | 129,000 | 173,000 |
| Noninterest expense | 384,000 | 796,000 | 1,190,000 | 1,638,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 161,000 | 322,000 | 519,000 | 669,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 161,000 | 322,000 | 519,000 | 669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,534,000 | 6,699,000 | 6,899,000 | 6,552,000 |
| Total capital | 6,988,000 | 7,138,000 | 7,350,000 | 7,007,000 |
| Risk-weighted assets | 41,419,000 | 43,355,000 | 45,640,000 | 45,043,000 |