Call reports 2017
HEARTLAND STATE BANK — 2017
What HEARTLAND STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 64,263,000 | 59,700,000 | 60,718,000 | 59,631,000 |
| Total loans | 37,180,000 | 40,069,000 | 41,930,000 | 40,885,000 |
| Allowance for loan losses | 416,000 | 422,000 | 428,000 | 434,000 |
| Securities available for sale | 14,936,000 | 13,387,000 | 12,936,000 | 13,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,251,000 | 50,305,000 | 49,946,000 | 50,478,000 |
| Interest-bearing deposits | 42,311,000 | 38,360,000 | 38,147,000 | 37,612,000 |
| Noninterest-bearing deposits | 13,940,000 | 11,945,000 | 11,799,000 | 12,866,000 |
| Equity capital | 7,349,000 | 7,509,000 | 7,645,000 | 7,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 550,000 | 1,125,000 | 1,734,000 | 2,368,000 |
| Interest expense | 64,000 | 125,000 | 193,000 | 262,000 |
| Net interest income | 486,000 | 1,000,000 | 1,541,000 | 2,106,000 |
| Noninterest income | 63,000 | 104,000 | 143,000 | 190,000 |
| Noninterest expense | 451,000 | 939,000 | 1,382,000 | 1,845,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 92,000 | 153,000 | 284,000 | 427,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 92,000 | 153,000 | 284,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,426,000 | 6,490,000 | 6,625,000 | 6,371,000 |
| Total capital | 6,851,000 | 6,922,000 | 7,064,000 | 6,817,000 |
| Risk-weighted assets | 43,176,000 | 44,696,000 | 46,386,000 | 45,178,000 |