Call reports 2016
HEARTLAND STATE BANK — 2016
What HEARTLAND STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 59,549,000 | 56,030,000 | 60,066,000 | 64,604,000 |
| Total loans | 37,761,000 | 39,239,000 | 40,869,000 | 40,992,000 |
| Allowance for loan losses | 404,000 | 404,000 | 404,000 | 410,000 |
| Securities available for sale | 12,554,000 | 11,198,000 | 11,171,000 | 12,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,535,000 | 47,532,000 | 47,643,000 | 55,421,000 |
| Interest-bearing deposits | 38,739,000 | 37,094,000 | 37,290,000 | 41,811,000 |
| Noninterest-bearing deposits | 10,796,000 | 10,438,000 | 10,353,000 | 13,610,000 |
| Equity capital | 7,384,000 | 7,589,000 | 7,729,000 | 7,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 562,000 | 1,120,000 | 1,696,000 | 2,282,000 |
| Interest expense | 50,000 | 101,000 | 153,000 | 207,000 |
| Net interest income | 512,000 | 1,019,000 | 1,543,000 | 2,075,000 |
| Noninterest income | 39,000 | 75,000 | 111,000 | 160,000 |
| Noninterest expense | 409,000 | 841,000 | 1,240,000 | 1,665,000 |
| Provision for loan losses | 0 | 0 | 0 | 6,000 |
| Pretax income | 142,000 | 253,000 | 414,000 | 564,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 142,000 | 253,000 | 414,000 | 564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,351,000 | 6,465,000 | 6,629,000 | 6,331,000 |
| Total capital | 6,760,000 | 6,873,000 | 7,039,000 | 6,750,000 |
| Risk-weighted assets | 43,269,000 | 44,479,000 | 46,017,000 | 47,121,000 |