Call reports 2015
HEARTLAND STATE BANK — 2015
What HEARTLAND STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 64,751,000 | 60,438,000 | 63,552,000 | 62,562,000 |
| Total loans | 34,278,000 | 36,580,000 | 40,483,000 | 41,093,000 |
| Allowance for loan losses | 374,000 | 404,000 | 404,000 | 404,000 |
| Securities available for sale | 17,372,000 | 16,647,000 | 15,587,000 | 13,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,888,000 | 51,563,000 | 49,953,000 | 49,751,000 |
| Interest-bearing deposits | 43,396,000 | 40,706,000 | 39,729,000 | 37,664,000 |
| Noninterest-bearing deposits | 12,493,000 | 10,857,000 | 10,224,000 | 12,087,000 |
| Equity capital | 7,241,000 | 7,231,000 | 7,432,000 | 7,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 540,000 | 1,080,000 | 1,664,000 | 2,276,000 |
| Interest expense | 54,000 | 108,000 | 159,000 | 211,000 |
| Net interest income | 486,000 | 972,000 | 1,505,000 | 2,065,000 |
| Noninterest income | 36,000 | 73,000 | 106,000 | 150,000 |
| Noninterest expense | 398,000 | 781,000 | 1,196,000 | 1,610,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 124,000 | 264,000 | 415,000 | 619,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 124,000 | 264,000 | 415,000 | 619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,100,000 | 6,244,000 | 6,398,000 | 6,205,000 |
| Total capital | 6,477,000 | 6,652,000 | 6,805,000 | 6,613,000 |
| Risk-weighted assets | 39,759,000 | 42,705,000 | 46,682,000 | 46,929,000 |