Call reports 2018
ELSA STATE BANK AND TRUST COMPANY — 2018
What ELSA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 199,102,000 | 193,107,000 |
| Total loans | 133,202,000 | 134,617,000 |
| Allowance for loan losses | 1,063,000 | 1,094,000 |
| Securities available for sale | 32,102,000 | 30,887,000 |
| Securities held to maturity | 7,698,000 | 7,541,000 |
| Trading assets | 0 | 0 |
| Total deposits | 178,524,000 | 171,884,000 |
| Interest-bearing deposits | 117,173,000 | 110,307,000 |
| Noninterest-bearing deposits | 61,351,000 | 61,577,000 |
| Equity capital | 19,341,000 | 19,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 2,620,000 | 5,308,000 |
| Interest expense | 179,000 | 366,000 |
| Net interest income | 2,441,000 | 4,942,000 |
| Noninterest income | 414,000 | 828,000 |
| Noninterest expense | 2,161,000 | 4,342,000 |
| Provision for loan losses | 75,000 | 100,000 |
| Pretax income | 619,000 | 1,328,000 |
| Income tax | 0 | 0 |
| Net income | 619,000 | 1,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 20,371,000 | 21,018,000 |
| Total capital | 21,434,000 | 22,112,000 |
| Risk-weighted assets | 124,298,000 | 125,053,000 |