Call reports 2017
ELSA STATE BANK AND TRUST COMPANY — 2017
What ELSA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 192,664,000 | 192,485,000 | 194,389,000 | 191,201,000 |
| Total loans | 122,923,000 | 124,306,000 | 124,797,000 | 128,637,000 |
| Allowance for loan losses | 866,000 | 972,000 | 997,000 | 1,001,000 |
| Securities available for sale | 39,452,000 | 40,125,000 | 33,810,000 | 32,301,000 |
| Securities held to maturity | 9,067,000 | 8,852,000 | 8,565,000 | 8,381,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,737,000 | 172,057,000 | 173,298,000 | 170,556,000 |
| Interest-bearing deposits | 117,453,000 | 112,737,000 | 110,612,000 | 110,529,000 |
| Noninterest-bearing deposits | 55,284,000 | 59,320,000 | 62,686,000 | 60,027,000 |
| Equity capital | 18,764,000 | 19,227,000 | 19,710,000 | 19,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,486,000 | 5,018,000 | 7,621,000 | 10,193,000 |
| Interest expense | 166,000 | 330,000 | 490,000 | 661,000 |
| Net interest income | 2,320,000 | 4,688,000 | 7,131,000 | 9,532,000 |
| Noninterest income | 414,000 | 829,000 | 1,238,000 | 1,644,000 |
| Noninterest expense | 2,014,000 | 4,080,000 | 6,118,000 | 8,212,000 |
| Provision for loan losses | 425,000 | 571,000 | 596,000 | 596,000 |
| Pretax income | 295,000 | 866,000 | 1,630,000 | 2,343,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 295,000 | 866,000 | 1,630,000 | 2,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,204,000 | 19,475,000 | 19,938,000 | 20,152,000 |
| Total capital | 20,070,000 | 20,447,000 | 20,935,000 | 21,153,000 |
| Risk-weighted assets | 113,028,000 | 112,951,000 | 115,177,000 | 118,278,000 |