Call reports 2023
FIRST FEDERAL SAVINGS BANK — 2023
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 588,283,000 | 630,886,000 | 633,670,000 | 650,196,000 |
| Total loans | 416,401,000 | 457,094,000 | 472,645,000 | 479,673,000 |
| Allowance for loan losses | 3,611,000 | 3,685,000 | 5,267,000 | 5,255,000 |
| Securities available for sale | 113,992,000 | 111,596,000 | 104,927,000 | 113,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,327,000 | 465,864,000 | 495,817,000 | 491,130,000 |
| Interest-bearing deposits | 393,514,000 | 417,953,000 | 449,676,000 | 445,160,000 |
| Noninterest-bearing deposits | 46,813,000 | 47,911,000 | 46,141,000 | 45,970,000 |
| Equity capital | 48,862,000 | 48,014,000 | 42,528,000 | 49,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,219,000 | 13,133,000 | 20,730,000 | 28,601,000 |
| Interest expense | 1,907,000 | 4,636,000 | 8,164,000 | 12,041,000 |
| Net interest income | 4,312,000 | 8,497,000 | 12,566,000 | 16,560,000 |
| Noninterest income | 765,000 | 1,598,000 | 2,633,000 | 3,488,000 |
| Noninterest expense | 4,184,000 | 8,478,000 | 12,788,000 | 17,200,000 |
| Provision for loan losses | 75,000 | 150,000 | -86,000 | -95,000 |
| Pretax income | 818,000 | 1,466,000 | 2,496,000 | 2,933,000 |
| Income tax | 33,000 | 30,000 | 114,000 | 27,000 |
| Net income | 785,000 | 1,436,000 | 2,382,000 | 2,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,021,000 | 52,674,000 | 51,638,000 | 52,062,000 |
| Total capital | — | — | — | 57,689,000 |
| Risk-weighted assets | — | — | — | 450,902,000 |