Call reports 2022
FIRST FEDERAL SAVINGS BANK — 2022
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 479,274,000 | 518,148,000 | 548,607,000 | 573,940,000 |
| Total loans | 333,179,000 | 350,883,000 | 374,968,000 | 403,835,000 |
| Allowance for loan losses | 3,463,000 | 3,462,000 | 3,495,000 | 3,540,000 |
| Securities available for sale | 82,741,000 | 112,040,000 | 108,973,000 | 111,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,784,000 | 392,782,000 | 427,283,000 | 448,703,000 |
| Interest-bearing deposits | 298,376,000 | 340,211,000 | 364,614,000 | 383,726,000 |
| Noninterest-bearing deposits | 55,408,000 | 52,571,000 | 62,669,000 | 64,977,000 |
| Equity capital | 49,602,000 | 46,437,000 | 41,474,000 | 45,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,930,000 | 8,212,000 | 13,360,000 | 19,245,000 |
| Interest expense | 501,000 | 1,094,000 | 2,021,000 | 3,386,000 |
| Net interest income | 3,429,000 | 7,118,000 | 11,339,000 | 15,859,000 |
| Noninterest income | 905,000 | 1,781,000 | 2,668,000 | 3,475,000 |
| Noninterest expense | 3,654,000 | 7,539,000 | 11,489,000 | 15,529,000 |
| Provision for loan losses | 0 | 0 | 0 | 45,000 |
| Pretax income | 679,000 | 1,359,000 | 2,514,000 | 3,750,000 |
| Income tax | 95,000 | 149,000 | 285,000 | 419,000 |
| Net income | 584,000 | 1,210,000 | 2,229,000 | 3,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,476,000 | 49,090,000 | 50,130,000 | 51,233,000 |