Call reports 2021
FIRST FEDERAL SAVINGS BANK — 2021
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 480,629,000 | 480,698,000 | 465,998,000 | 482,575,000 |
| Total loans | 349,311,000 | 343,600,000 | 340,869,000 | 343,220,000 |
| Allowance for loan losses | 3,153,000 | 3,364,000 | 3,479,000 | 3,479,000 |
| Securities available for sale | 51,230,000 | 50,325,000 | 58,752,000 | 65,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,942,000 | 371,144,000 | 356,749,000 | 373,113,000 |
| Interest-bearing deposits | 318,405,000 | 318,465,000 | 306,767,000 | 320,072,000 |
| Noninterest-bearing deposits | 53,537,000 | 52,679,000 | 49,982,000 | 53,041,000 |
| Equity capital | 45,216,000 | 46,258,000 | 46,326,000 | 46,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,082,000 | 8,310,000 | 12,316,000 | 16,309,000 |
| Interest expense | 701,000 | 1,303,000 | 1,878,000 | 2,420,000 |
| Net interest income | 3,381,000 | 7,007,000 | 10,438,000 | 13,889,000 |
| Noninterest income | 2,022,000 | 3,335,000 | 4,562,000 | 5,515,000 |
| Noninterest expense | 3,626,000 | 7,236,000 | 10,790,000 | 14,356,000 |
| Provision for loan losses | 400,000 | 600,000 | 650,000 | 650,000 |
| Pretax income | 1,377,000 | 2,506,000 | 3,558,000 | 4,396,000 |
| Income tax | 124,000 | 273,000 | 463,000 | 599,000 |
| Net income | 1,253,000 | 2,233,000 | 3,095,000 | 3,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,560,000 | 39,538,000 | 40,042,000 | 40,397,000 |
| Total capital | 41,713,000 | 42,902,000 | 43,521,000 | 43,876,000 |
| Risk-weighted assets | 312,303,000 | 309,479,000 | 317,038,000 | 323,980,000 |