Call reports 2020
FIRST FEDERAL SAVINGS BANK — 2020
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 426,371,000 | 472,613,000 | 473,584,000 | 477,731,000 |
| Total loans | 301,518,000 | 350,773,000 | 371,138,000 | 359,554,000 |
| Allowance for loan losses | 2,427,000 | 2,450,000 | 2,559,000 | 2,769,000 |
| Securities available for sale | 58,286,000 | 57,015,000 | 54,756,000 | 53,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,966,000 | 336,757,000 | 336,908,000 | 340,228,000 |
| Interest-bearing deposits | 257,225,000 | 287,976,000 | 286,458,000 | 294,728,000 |
| Noninterest-bearing deposits | 33,741,000 | 48,781,000 | 50,450,000 | 45,500,000 |
| Equity capital | 42,891,000 | 43,446,000 | 43,916,000 | 44,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,007,000 | 8,206,000 | 12,341,000 | 16,607,000 |
| Interest expense | 1,084,000 | 2,091,000 | 3,030,000 | 3,923,000 |
| Net interest income | 2,923,000 | 6,115,000 | 9,311,000 | 12,684,000 |
| Noninterest income | 699,000 | 1,621,000 | 2,997,000 | 4,564,000 |
| Noninterest expense | 3,371,000 | 6,635,000 | 10,107,000 | 13,689,000 |
| Provision for loan losses | 0 | 50,000 | 200,000 | 350,000 |
| Pretax income | 251,000 | 1,041,000 | 1,991,000 | 3,199,000 |
| Income tax | -14,000 | 128,000 | 311,000 | 544,000 |
| Net income | 265,000 | 913,000 | 1,680,000 | 2,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,163,000 | 36,556,000 | 36,995,000 | 37,632,000 |
| Total capital | 38,590,000 | 39,006,000 | 39,554,000 | 40,401,000 |
| Risk-weighted assets | 300,786,000 | 302,358,000 | 314,696,000 | 319,824,000 |