Call reports 2019
FIRST FEDERAL SAVINGS BANK — 2019
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 436,657,000 | 429,740,000 | 451,430,000 | 452,750,000 |
| Total loans | 284,280,000 | 298,966,000 | 306,138,000 | 314,381,000 |
| Allowance for loan losses | 2,315,000 | 2,806,000 | 2,851,000 | 2,414,000 |
| Securities available for sale | 84,704,000 | 84,346,000 | 70,926,000 | 57,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,447,000 | 295,062,000 | 315,915,000 | 317,893,000 |
| Interest-bearing deposits | 268,524,000 | 263,467,000 | 281,175,000 | 281,122,000 |
| Noninterest-bearing deposits | 33,923,000 | 31,595,000 | 34,740,000 | 36,771,000 |
| Equity capital | 41,388,000 | 42,137,000 | 42,535,000 | 42,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,192,000 | 8,486,000 | 12,867,000 | 17,206,000 |
| Interest expense | 1,060,000 | 2,162,000 | 3,312,000 | 4,501,000 |
| Net interest income | 3,132,000 | 6,324,000 | 9,555,000 | 12,705,000 |
| Noninterest income | 725,000 | 1,395,000 | 2,088,000 | 2,857,000 |
| Noninterest expense | 3,157,000 | 6,515,000 | 9,823,000 | 13,076,000 |
| Provision for loan losses | 70,000 | 560,000 | 620,000 | 640,000 |
| Pretax income | 649,000 | 1,108,000 | 1,655,000 | 2,301,000 |
| Income tax | 75,000 | 118,000 | 187,000 | 270,000 |
| Net income | 574,000 | 990,000 | 1,468,000 | 2,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,845,000 | 35,910,000 | 36,040,000 | 36,247,000 |
| Total capital | 38,160,000 | 38,716,000 | 38,891,000 | 38,661,000 |
| Risk-weighted assets | 285,056,000 | 288,959,000 | 291,320,000 | 295,262,000 |