Call reports 2018
FIRST FEDERAL SAVINGS BANK — 2018
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 416,202,000 | 433,702,000 | 429,319,000 | 440,355,000 |
| Total loans | 273,300,000 | 282,361,000 | 291,771,000 | 304,031,000 |
| Allowance for loan losses | 2,005,000 | 1,999,000 | 2,075,000 | 2,253,000 |
| Securities available for sale | 86,781,000 | 84,486,000 | 83,563,000 | 85,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,841,000 | 296,803,000 | 292,307,000 | 306,807,000 |
| Interest-bearing deposits | 256,201,000 | 261,781,000 | 260,473,000 | 274,010,000 |
| Noninterest-bearing deposits | 32,640,000 | 35,022,000 | 31,834,000 | 32,797,000 |
| Equity capital | 39,777,000 | 39,496,000 | 39,272,000 | 40,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,773,000 | 7,542,000 | 11,541,000 | 15,867,000 |
| Interest expense | 772,000 | 1,617,000 | 2,580,000 | 3,639,000 |
| Net interest income | 3,001,000 | 5,925,000 | 8,961,000 | 12,228,000 |
| Noninterest income | 763,000 | 1,279,000 | 1,990,000 | 2,888,000 |
| Noninterest expense | 3,333,000 | 6,682,000 | 9,897,000 | 12,995,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 30,000 |
| Pretax income | 424,000 | 513,000 | 1,037,000 | 2,081,000 |
| Income tax | 23,000 | -51,000 | -5,000 | 161,000 |
| Net income | 401,000 | 564,000 | 1,042,000 | 1,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,940,000 | 34,853,000 | 35,040,000 | 35,618,000 |
| Total capital | 36,945,000 | 36,852,000 | 37,115,000 | 37,871,000 |
| Risk-weighted assets | 283,159,000 | 289,454,000 | 293,979,000 | 297,741,000 |