Call reports 2017
FIRST FEDERAL SAVINGS BANK — 2017
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 402,348,000 | 421,540,000 | 419,973,000 | 435,096,000 |
| Total loans | 247,660,000 | 258,308,000 | 274,225,000 | 289,343,000 |
| Allowance for loan losses | 2,244,000 | 3,046,000 | 3,042,000 | 2,002,000 |
| Securities available for sale | 97,547,000 | 92,289,000 | 90,739,000 | 89,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,498,000 | 280,827,000 | 286,533,000 | 299,403,000 |
| Interest-bearing deposits | 223,768,000 | 240,759,000 | 251,377,000 | 265,768,000 |
| Noninterest-bearing deposits | 37,730,000 | 40,068,000 | 35,156,000 | 33,635,000 |
| Equity capital | 40,486,000 | 40,486,000 | 40,699,000 | 40,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,382,000 | 6,892,000 | 10,506,000 | 14,253,000 |
| Interest expense | 741,000 | 1,505,000 | 2,231,000 | 2,991,000 |
| Net interest income | 2,641,000 | 5,387,000 | 8,275,000 | 11,262,000 |
| Noninterest income | 791,000 | 1,585,000 | 2,519,000 | 3,229,000 |
| Noninterest expense | 3,148,000 | 6,183,000 | 9,419,000 | 12,842,000 |
| Provision for loan losses | 0 | 815,000 | 815,000 | 815,000 |
| Pretax income | 276,000 | -43,000 | 540,000 | 807,000 |
| Income tax | -7,000 | -254,000 | -164,000 | -119,000 |
| Net income | 283,000 | 211,000 | 704,000 | 926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,150,000 | 34,828,000 | 35,070,000 | 34,789,000 |
| Total capital | 37,394,000 | 37,874,000 | 38,112,000 | 36,791,000 |
| Risk-weighted assets | 267,987,000 | 273,926,000 | 281,780,000 | 286,893,000 |