Call reports 2026
CITIZENS NATIONAL BANK OF TEXAS — 2026
What CITIZENS NATIONAL BANK OF TEXAS reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,109,952,000 | 2,188,815,000 |
| Total loans | 1,911,017,000 | 1,930,562,000 |
| Allowance for loan losses | 20,764,000 | 20,780,000 |
| Securities available for sale | 230,000 | 214,000 |
| Securities held to maturity | 24,677,000 | 23,332,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,807,591,000 | 1,886,288,000 |
| Interest-bearing deposits | 1,350,726,000 | 1,419,550,000 |
| Noninterest-bearing deposits | 456,865,000 | 466,738,000 |
| Equity capital | 257,062,000 | 262,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 33,506,000 | 69,250,000 |
| Interest expense | 7,502,000 | 15,378,000 |
| Net interest income | 26,004,000 | 53,872,000 |
| Noninterest income | 2,727,000 | 5,978,000 |
| Noninterest expense | 14,011,000 | 27,468,000 |
| Provision for loan losses | 450,000 | 901,000 |
| Pretax income | 14,293,000 | 31,280,000 |
| Income tax | 2,962,000 | 4,732,000 |
| Net income | 11,331,000 | 26,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 253,220,000 | 259,138,000 |
| Total capital | 275,902,000 | 282,060,000 |
| Risk-weighted assets | 1,886,739,000 | 1,912,253,000 |