Call reports 2021
CITIZENS NATIONAL BANK OF TEXAS — 2021
What CITIZENS NATIONAL BANK OF TEXAS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,700,953,000 | 1,776,284,000 | 1,849,555,000 | 1,890,198,000 |
| Total loans | 1,197,502,000 | 1,183,728,000 | 1,180,041,000 | 1,172,054,000 |
| Allowance for loan losses | 11,001,000 | 11,956,000 | 11,373,000 | 12,295,000 |
| Securities available for sale | 1,017,000 | 895,000 | 798,000 | 729,000 |
| Securities held to maturity | 6,683,000 | 10,622,000 | 7,572,000 | 7,526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,550,281,000 | 1,620,617,000 | 1,689,593,000 | 1,718,104,000 |
| Interest-bearing deposits | 1,048,944,000 | 1,095,483,000 | 1,151,042,000 | 1,188,266,000 |
| Noninterest-bearing deposits | 501,338,000 | 525,135,000 | 538,551,000 | 529,839,000 |
| Equity capital | 143,645,000 | 147,041,000 | 151,772,000 | 163,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 15,743,000 | 32,269,000 | 48,365,000 | 63,690,000 |
| Interest expense | 926,000 | 1,873,000 | 2,804,000 | 3,643,000 |
| Net interest income | 14,817,000 | 30,396,000 | 45,561,000 | 60,047,000 |
| Noninterest income | 3,347,000 | 7,255,000 | 12,936,000 | 17,813,000 |
| Noninterest expense | 8,908,000 | 18,135,000 | 27,893,000 | 37,642,000 |
| Provision for loan losses | 900,000 | 1,800,000 | 2,700,000 | 3,600,000 |
| Pretax income | 8,356,000 | 17,716,000 | 27,904,000 | 36,618,000 |
| Income tax | 1,661,000 | 3,687,000 | 5,205,000 | 7,315,000 |
| Net income | 6,695,000 | 14,029,000 | 22,699,000 | 29,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,785,000 | 143,180,000 | 147,909,000 | 159,574,000 |
| Total capital | 150,968,000 | 155,328,000 | 159,514,000 | 172,079,000 |
| Risk-weighted assets | 1,117,358,000 | 1,144,832,000 | 1,190,529,000 | 1,189,655,000 |