Call reports 2017
CITIZENS NATIONAL BANK OF TEXAS — 2017
What CITIZENS NATIONAL BANK OF TEXAS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 859,292,000 | 902,281,000 | 930,548,000 | 937,446,000 |
| Total loans | 680,491,000 | 713,205,000 | 752,228,000 | 795,423,000 |
| Allowance for loan losses | 7,028,000 | 7,330,000 | 7,642,000 | 7,222,000 |
| Securities available for sale | 4,388,000 | 3,555,000 | 3,327,000 | 3,094,000 |
| Securities held to maturity | 16,415,000 | 16,311,000 | 15,248,000 | 15,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 771,602,000 | 812,143,000 | 839,002,000 | 844,226,000 |
| Interest-bearing deposits | 566,122,000 | 573,671,000 | 589,507,000 | 595,915,000 |
| Noninterest-bearing deposits | 205,480,000 | 238,472,000 | 249,495,000 | 248,311,000 |
| Equity capital | 85,133,000 | 87,324,000 | 89,124,000 | 90,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,113,000 | 18,747,000 | 28,805,000 | 39,448,000 |
| Interest expense | 376,000 | 768,000 | 1,182,000 | 1,605,000 |
| Net interest income | 8,737,000 | 17,979,000 | 27,623,000 | 37,843,000 |
| Noninterest income | 2,676,000 | 6,166,000 | 9,143,000 | 12,306,000 |
| Noninterest expense | 8,179,000 | 15,716,000 | 23,491,000 | 31,988,000 |
| Provision for loan losses | 319,000 | 600,000 | 896,000 | 1,200,000 |
| Pretax income | 2,915,000 | 7,829,000 | 12,379,000 | 16,961,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,915,000 | 7,829,000 | 12,379,000 | 16,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,358,000 | 83,522,000 | 85,322,000 | 86,904,000 |
| Total capital | 88,513,000 | 91,021,000 | 93,107,000 | 94,249,000 |
| Risk-weighted assets | 715,715,000 | 749,501,000 | 803,781,000 | 842,896,000 |