Call reports 2009
CITIZENS NATIONAL BANK OF TEXAS — 2009
What CITIZENS NATIONAL BANK OF TEXAS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 484,924,000 | 486,986,000 | 495,688,000 | 507,503,000 |
| Total loans | 439,440,000 | 443,618,000 | 451,915,000 | 461,768,000 |
| Allowance for loan losses | 5,569,000 | 5,994,000 | 6,300,000 | 6,080,000 |
| Securities available for sale | 1,540,000 | 1,533,000 | 1,463,000 | 1,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 415,291,000 | 404,873,000 | 407,106,000 | 414,124,000 |
| Interest-bearing deposits | 306,943,000 | 296,774,000 | 300,213,000 | 301,788,000 |
| Noninterest-bearing deposits | 108,347,000 | 108,099,000 | 106,893,000 | 112,336,000 |
| Equity capital | 46,466,000 | 47,366,000 | 49,519,000 | 51,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,337,000 | 14,696,000 | 22,176,000 | 29,610,000 |
| Interest expense | 1,363,000 | 2,509,000 | 3,601,000 | 4,646,000 |
| Net interest income | 5,974,000 | 12,187,000 | 18,575,000 | 24,964,000 |
| Noninterest income | 1,958,000 | 3,887,000 | 6,249,000 | 8,391,000 |
| Noninterest expense | 5,423,000 | 11,215,000 | 17,421,000 | 23,044,000 |
| Provision for loan losses | 345,000 | 795,000 | 182,000 | 582,000 |
| Pretax income | 2,452,000 | 4,352,000 | 7,509,000 | 10,015,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,452,000 | 4,352,000 | 7,509,000 | 10,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,436,000 | 43,346,000 | 45,503,000 | 47,011,000 |
| Total capital | 47,674,000 | 48,897,000 | 51,143,000 | 52,796,000 |
| Risk-weighted assets | 418,684,000 | 443,561,000 | 450,492,000 | 462,432,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS NATIONAL BANK OF TEXAS — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.