Call reports 2021
FIRST NATIONAL BANK OF MUSCATINE — 2021
What FIRST NATIONAL BANK OF MUSCATINE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 375,562,000 | 369,643,000 | 361,622,000 | 368,364,000 |
| Total loans | 226,886,000 | 214,933,000 | 208,780,000 | 201,528,000 |
| Allowance for loan losses | 4,621,000 | 4,720,000 | 4,842,000 | 3,792,000 |
| Securities available for sale | 27,615,000 | 76,409,000 | 89,475,000 | 96,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,149,000 | 323,547,000 | 315,948,000 | 324,188,000 |
| Interest-bearing deposits | 296,822,000 | 289,408,000 | 285,672,000 | 291,155,000 |
| Noninterest-bearing deposits | 35,327,000 | 34,139,000 | 30,276,000 | 33,033,000 |
| Equity capital | 38,246,000 | 38,746,000 | 39,203,000 | 39,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,419,000 | 5,047,000 | 7,872,000 | 10,427,000 |
| Interest expense | 269,000 | 487,000 | 664,000 | 825,000 |
| Net interest income | 2,150,000 | 4,560,000 | 7,208,000 | 9,602,000 |
| Noninterest income | 887,000 | 1,745,000 | 2,510,000 | 3,245,000 |
| Noninterest expense | 2,025,000 | 4,058,000 | 6,242,000 | 8,308,000 |
| Provision for loan losses | 300,000 | 525,000 | 640,000 | -85,000 |
| Pretax income | 712,000 | 1,722,000 | 2,836,000 | 4,624,000 |
| Income tax | 164,000 | 396,000 | 652,000 | 1,064,000 |
| Net income | 548,000 | 1,326,000 | 2,184,000 | 3,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,221,000 | 38,700,000 | 39,257,000 | 40,034,000 |
| Total capital | 40,772,000 | 41,211,000 | 41,730,000 | 42,480,000 |
| Risk-weighted assets | 202,014,000 | 198,648,000 | 195,465,000 | 194,334,000 |