Call reports 2020
FIRST NATIONAL BANK OF MUSCATINE — 2020
What FIRST NATIONAL BANK OF MUSCATINE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 311,345,000 | 344,437,000 | 352,578,000 | 353,039,000 |
| Total loans | 242,460,000 | 252,184,000 | 251,209,000 | 225,866,000 |
| Allowance for loan losses | 3,606,000 | 3,639,000 | 3,933,000 | 4,298,000 |
| Securities available for sale | 8,144,000 | 8,562,000 | 7,030,000 | 6,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,250,000 | 300,368,000 | 306,840,000 | 308,468,000 |
| Interest-bearing deposits | 244,211,000 | 270,437,000 | 276,284,000 | 277,212,000 |
| Noninterest-bearing deposits | 24,038,000 | 29,931,000 | 30,556,000 | 31,256,000 |
| Equity capital | 37,429,000 | 37,699,000 | 37,886,000 | 38,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,924,000 | 5,694,000 | 8,376,000 | 11,089,000 |
| Interest expense | 588,000 | 1,049,000 | 1,445,000 | 1,791,000 |
| Net interest income | 2,336,000 | 4,645,000 | 6,931,000 | 9,298,000 |
| Noninterest income | 766,000 | 1,884,000 | 3,023,000 | 4,095,000 |
| Noninterest expense | 2,033,000 | 4,052,000 | 6,130,000 | 8,202,000 |
| Provision for loan losses | 175,000 | 475,000 | 775,000 | 1,150,000 |
| Pretax income | 894,000 | 2,002,000 | 3,049,000 | 4,041,000 |
| Income tax | 205,000 | 460,000 | 701,000 | 929,000 |
| Net income | 689,000 | 1,542,000 | 2,348,000 | 3,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,350,000 | 37,603,000 | 37,809,000 | 37,973,000 |
| Total capital | 40,232,000 | 40,361,000 | 40,566,000 | 40,625,000 |
| Risk-weighted assets | 229,821,000 | 219,728,000 | 219,420,000 | 210,525,000 |