Call reports 2019
FIRST NATIONAL BANK OF MUSCATINE — 2019
What FIRST NATIONAL BANK OF MUSCATINE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 323,777,000 | 316,171,000 | 308,493,000 | 321,940,000 |
| Total loans | 259,222,000 | 254,174,000 | 254,258,000 | 246,311,000 |
| Allowance for loan losses | 4,148,000 | 4,129,000 | 4,206,000 | 3,403,000 |
| Securities available for sale | 9,897,000 | 9,037,000 | 8,799,000 | 8,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,255,000 | 268,121,000 | 262,797,000 | 277,167,000 |
| Interest-bearing deposits | 251,730,000 | 244,233,000 | 240,063,000 | 253,781,000 |
| Noninterest-bearing deposits | 24,525,000 | 23,888,000 | 22,734,000 | 23,386,000 |
| Equity capital | 36,478,000 | 36,784,000 | 37,048,000 | 37,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,055,000 | 6,197,000 | 9,268,000 | 12,228,000 |
| Interest expense | 574,000 | 1,223,000 | 1,847,000 | 2,495,000 |
| Net interest income | 2,481,000 | 4,974,000 | 7,421,000 | 9,733,000 |
| Noninterest income | 723,000 | 1,475,000 | 2,240,000 | 3,081,000 |
| Noninterest expense | 2,033,000 | 4,026,000 | 5,986,000 | 7,913,000 |
| Provision for loan losses | 150,000 | 300,000 | 425,000 | 500,000 |
| Pretax income | 1,021,000 | 2,123,000 | 3,250,000 | 4,401,000 |
| Income tax | 225,000 | 478,000 | 737,000 | 1,028,000 |
| Net income | 796,000 | 1,645,000 | 2,513,000 | 3,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,484,000 | 36,734,000 | 37,002,000 | 37,261,000 |
| Total capital | 39,527,000 | 39,737,000 | 40,014,000 | 40,194,000 |
| Risk-weighted assets | 242,365,000 | 239,110,000 | 239,732,000 | 234,202,000 |