Call reports 2018
FIRST NATIONAL BANK OF MUSCATINE — 2018
What FIRST NATIONAL BANK OF MUSCATINE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 312,671,000 | 316,079,000 | 300,690,000 | 313,857,000 |
| Total loans | 266,681,000 | 264,381,000 | 259,762,000 | 261,307,000 |
| Allowance for loan losses | 3,407,000 | 3,565,000 | 3,594,000 | 4,005,000 |
| Securities available for sale | 12,045,000 | 12,493,000 | 11,711,000 | 10,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,964,000 | 268,330,000 | 253,425,000 | 266,651,000 |
| Interest-bearing deposits | 239,014,000 | 243,694,000 | 228,156,000 | 241,650,000 |
| Noninterest-bearing deposits | 23,950,000 | 24,636,000 | 25,269,000 | 25,001,000 |
| Equity capital | 35,562,000 | 35,761,000 | 36,209,000 | 36,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,818,000 | 5,721,000 | 8,639,000 | 11,638,000 |
| Interest expense | 363,000 | 793,000 | 1,243,000 | 1,773,000 |
| Net interest income | 2,455,000 | 4,928,000 | 7,396,000 | 9,865,000 |
| Noninterest income | 730,000 | 1,507,000 | 2,295,000 | 3,084,000 |
| Noninterest expense | 1,975,000 | 3,916,000 | 5,838,000 | 7,744,000 |
| Provision for loan losses | 150,000 | 300,000 | 400,000 | 800,000 |
| Pretax income | 1,060,000 | 2,219,000 | 3,453,000 | 4,405,000 |
| Income tax | 245,000 | 500,000 | 766,000 | 991,000 |
| Net income | 815,000 | 1,719,000 | 2,687,000 | 3,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,590,000 | 35,794,000 | 36,261,000 | 36,389,000 |
| Total capital | 38,733,000 | 38,898,000 | 39,310,000 | 39,465,000 |
| Risk-weighted assets | 251,195,000 | 247,832,000 | 243,395,000 | 245,171,000 |