Call reports 2017
FIRST NATIONAL BANK OF MUSCATINE — 2017
What FIRST NATIONAL BANK OF MUSCATINE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 304,493,000 | 324,224,000 | 301,515,000 | 315,785,000 |
| Total loans | 269,255,000 | 266,669,000 | 265,176,000 | 272,262,000 |
| Allowance for loan losses | 2,999,000 | 3,129,000 | 3,237,000 | 3,267,000 |
| Securities available for sale | 12,322,000 | 12,216,000 | 12,699,000 | 12,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,436,000 | 273,297,000 | 254,787,000 | 266,236,000 |
| Interest-bearing deposits | 235,881,000 | 251,057,000 | 233,140,000 | 243,162,000 |
| Noninterest-bearing deposits | 19,555,000 | 22,240,000 | 21,647,000 | 23,074,000 |
| Equity capital | 34,593,000 | 34,947,000 | 35,230,000 | 35,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,652,000 | 5,480,000 | 8,267,000 | 11,122,000 |
| Interest expense | 278,000 | 567,000 | 878,000 | 1,222,000 |
| Net interest income | 2,374,000 | 4,913,000 | 7,389,000 | 9,900,000 |
| Noninterest income | 755,000 | 1,531,000 | 2,264,000 | 3,029,000 |
| Noninterest expense | 1,952,000 | 3,861,000 | 5,737,000 | 7,649,000 |
| Provision for loan losses | 120,000 | 270,000 | 420,000 | 570,000 |
| Pretax income | 1,057,000 | 2,313,000 | 3,496,000 | 4,710,000 |
| Income tax | 354,000 | 774,000 | 1,170,000 | 1,783,000 |
| Net income | 703,000 | 1,539,000 | 2,326,000 | 2,927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,551,000 | 34,887,000 | 35,174,000 | 35,275,000 |
| Total capital | 37,550,000 | 38,016,000 | 38,280,000 | 38,477,000 |
| Risk-weighted assets | 255,660,000 | 253,420,000 | 248,360,000 | 256,058,000 |