Call reports 2016
FIRST NATIONAL BANK OF MUSCATINE — 2016
What FIRST NATIONAL BANK OF MUSCATINE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 308,494,000 | 319,130,000 | 309,276,000 | 318,817,000 |
| Total loans | 245,786,000 | 246,954,000 | 251,567,000 | 258,284,000 |
| Allowance for loan losses | 3,216,000 | 3,172,000 | 2,916,000 | 3,047,000 |
| Securities available for sale | 17,725,000 | 13,947,000 | 13,347,000 | 12,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,228,000 | 268,517,000 | 257,455,000 | 265,023,000 |
| Interest-bearing deposits | 222,038,000 | 233,181,000 | 224,179,000 | 233,194,000 |
| Noninterest-bearing deposits | 36,190,000 | 35,336,000 | 33,276,000 | 31,829,000 |
| Equity capital | 35,305,000 | 35,865,000 | 36,327,000 | 33,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,645,000 | 5,255,000 | 7,871,000 | 10,544,000 |
| Interest expense | 268,000 | 541,000 | 817,000 | 1,099,000 |
| Net interest income | 2,377,000 | 4,714,000 | 7,054,000 | 9,445,000 |
| Noninterest income | 705,000 | 1,490,000 | 2,311,000 | 3,526,000 |
| Noninterest expense | 1,906,000 | 3,805,000 | 5,717,000 | 12,451,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 450,000 |
| Pretax income | 1,101,000 | 2,249,000 | 3,423,000 | 70,000 |
| Income tax | 373,000 | 757,000 | 1,149,000 | -147,000 |
| Net income | 728,000 | 1,492,000 | 2,274,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,159,000 | 35,723,000 | 36,205,000 | 33,848,000 |
| Total capital | 38,075,000 | 38,656,000 | 39,121,000 | 36,895,000 |
| Risk-weighted assets | 232,987,000 | 234,365,000 | 239,583,000 | 246,398,000 |