Call reports 2015
FIRST NATIONAL BANK OF MUSCATINE — 2015
What FIRST NATIONAL BANK OF MUSCATINE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 304,278,000 | 306,500,000 | 301,448,000 | 306,305,000 |
| Total loans | 242,072,000 | 244,712,000 | 249,792,000 | 246,576,000 |
| Allowance for loan losses | 3,368,000 | 3,320,000 | 3,246,000 | 3,192,000 |
| Securities available for sale | 15,758,000 | 16,327,000 | 18,109,000 | 17,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,768,000 | 258,743,000 | 250,492,000 | 257,854,000 |
| Interest-bearing deposits | 210,794,000 | 210,402,000 | 208,547,000 | 216,144,000 |
| Noninterest-bearing deposits | 43,974,000 | 48,341,000 | 41,945,000 | 41,710,000 |
| Equity capital | 33,684,000 | 33,996,000 | 34,403,000 | 34,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,601,000 | 5,214,000 | 7,888,000 | 10,595,000 |
| Interest expense | 276,000 | 560,000 | 834,000 | 1,108,000 |
| Net interest income | 2,325,000 | 4,654,000 | 7,054,000 | 9,487,000 |
| Noninterest income | 682,000 | 1,459,000 | 2,224,000 | 2,984,000 |
| Noninterest expense | 1,804,000 | 3,703,000 | 5,613,000 | 7,569,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,203,000 | 2,410,000 | 3,658,000 | 4,802,000 |
| Income tax | 419,000 | 839,000 | 1,274,000 | 1,652,000 |
| Net income | 784,000 | 1,571,000 | 2,384,000 | 3,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,540,000 | 33,901,000 | 34,290,000 | 34,631,000 |
| Total capital | 36,436,000 | 36,806,000 | 37,259,000 | 37,551,000 |
| Risk-weighted assets | 231,256,000 | 231,987,000 | 237,273,000 | 233,298,000 |