Call reports 2026
WINTER HILL BANK, FSB — 2026
What WINTER HILL BANK, FSB reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 418,714,000 | 407,948,000 |
| Total loans | 297,689,000 | 298,352,000 |
| Allowance for loan losses | 1,795,000 | 1,795,000 |
| Securities available for sale | 14,000 | 12,000 |
| Securities held to maturity | 79,861,000 | 76,971,000 |
| Trading assets | 0 | 0 |
| Total deposits | 300,483,000 | 299,268,000 |
| Interest-bearing deposits | 267,141,000 | 265,779,000 |
| Noninterest-bearing deposits | 33,342,000 | 33,489,000 |
| Equity capital | 41,287,000 | 41,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,728,000 | 9,382,000 |
| Interest expense | 2,060,000 | 4,023,000 |
| Net interest income | 2,668,000 | 5,359,000 |
| Noninterest income | 176,000 | 401,000 |
| Noninterest expense | 2,793,000 | 5,583,000 |
| Provision for loan losses | -47,000 | -47,000 |
| Pretax income | 96,000 | 239,000 |
| Income tax | -11,000 | -13,000 |
| Net income | 107,000 | 252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 41,287,000 | 41,432,000 |
| Total capital | 43,168,000 | 43,296,000 |
| Risk-weighted assets | 245,835,000 | 245,620,000 |