Call report 2014Q4
COMMERCIAL STATE BANK — 2014Q4
The 22 measures COMMERCIAL STATE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 307,099,000 | USD | evidence → |
| Total loans | 202,160,000 | USD | evidence → |
| Allowance for loan losses | 2,298,000 | USD | evidence → |
| Securities available for sale | 39,176,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 273,316,000 | USD | evidence → |
| Interest-bearing deposits | 148,715,000 | USD | evidence → |
| Noninterest-bearing deposits | 124,601,000 | USD | evidence → |
| Equity capital | 33,179,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,737,000 | USD | evidence → |
| Interest expense | 470,000 | USD | evidence → |
| Net interest income | 11,267,000 | USD | evidence → |
| Noninterest income | 1,480,000 | USD | evidence → |
| Noninterest expense | 9,161,000 | USD | evidence → |
| Provision for loan losses | 440,000 | USD | evidence → |
| Pretax income | 3,146,000 | USD | evidence → |
| Income tax | 892,000 | USD | evidence → |
| Net income | 2,254,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,512,000 | USD | evidence → |
| Total capital | 34,810,000 | USD | evidence → |
| Risk-weighted assets | 206,884,000 | USD | evidence → |