Call reports 2022
BISON STATE BANK — 2022
What BISON STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 25,077,000 | 51,192,000 | 62,288,000 | 55,069,000 |
| Total loans | 16,177,000 | 27,940,000 | 53,149,000 | 44,344,000 |
| Allowance for loan losses | 181,000 | 216,000 | 280,000 | 317,000 |
| Securities available for sale | 745,000 | 832,000 | 1,205,000 | 958,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,772,000 | 30,123,000 | 32,661,000 | 32,830,000 |
| Interest-bearing deposits | 10,675,000 | 18,039,000 | 23,637,000 | 26,447,000 |
| Noninterest-bearing deposits | 10,097,000 | 12,084,000 | 9,024,000 | 6,383,000 |
| Equity capital | 4,073,000 | 5,593,000 | 5,379,000 | 7,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 143,000 | 449,000 | 1,160,000 | 1,917,000 |
| Interest expense | 11,000 | 43,000 | 281,000 | 576,000 |
| Net interest income | 132,000 | 406,000 | 879,000 | 1,341,000 |
| Noninterest income | 233,000 | 836,000 | 1,073,000 | 537,000 |
| Noninterest expense | 383,000 | 1,058,000 | 1,964,000 | 2,640,000 |
| Provision for loan losses | 0 | 35,000 | 100,000 | 135,000 |
| Pretax income | -18,000 | 149,000 | -112,000 | -897,000 |
| Income tax | -5,000 | 38,000 | -28,000 | -228,000 |
| Net income | -13,000 | 111,000 | -84,000 | -669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,073,000 | 5,593,000 | 5,414,000 | 7,396,000 |