Call reports 2020
BISON STATE BANK — 2020
What BISON STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 13,722,000 | 16,349,000 | 16,289,000 | 20,368,000 |
| Total loans | 10,989,000 | 10,478,000 | 10,795,000 | 8,288,000 |
| Allowance for loan losses | 151,000 | 168,000 | 171,000 | 169,000 |
| Securities available for sale | 646,000 | 650,000 | 505,000 | 249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,180,000 | 14,667,000 | 14,572,000 | 18,616,000 |
| Interest-bearing deposits | 6,947,000 | 7,591,000 | 6,347,000 | 7,897,000 |
| Noninterest-bearing deposits | 5,233,000 | 7,076,000 | 8,225,000 | 10,720,000 |
| Equity capital | 1,498,000 | 1,587,000 | 1,608,000 | 1,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 171,000 | 339,000 | 511,000 | 653,000 |
| Interest expense | 15,000 | 26,000 | 43,000 | 55,000 |
| Net interest income | 156,000 | 313,000 | 468,000 | 598,000 |
| Noninterest income | 91,000 | 346,000 | 556,000 | 759,000 |
| Noninterest expense | 280,000 | 578,000 | 887,000 | 1,157,000 |
| Provision for loan losses | 3,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | -36,000 | 76,000 | 132,000 | 195,000 |
| Income tax | -7,000 | 19,000 | 53,000 | 69,000 |
| Net income | -29,000 | 57,000 | 79,000 | 126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,445,000 | 1,587,000 | 1,608,000 | 1,652,000 |