Call reports 2019
BISON STATE BANK — 2019
What BISON STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 11,645,000 | 13,926,000 | 14,216,000 | 14,369,000 |
| Total loans | 7,242,000 | 9,010,000 | 9,490,000 | 9,593,000 |
| Allowance for loan losses | 143,000 | 153,000 | 162,000 | 144,000 |
| Securities available for sale | 1,144,000 | 1,149,000 | 1,395,000 | 896,000 |
| Securities held to maturity | 250,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,304,000 | 12,437,000 | 12,660,000 | 12,744,000 |
| Interest-bearing deposits | 6,652,000 | 6,812,000 | 6,571,000 | 6,130,000 |
| Noninterest-bearing deposits | 3,652,000 | 5,625,000 | 6,089,000 | 6,614,000 |
| Equity capital | 1,334,000 | 1,389,000 | 1,502,000 | 1,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 137,000 | 328,000 | 572,000 | 815,000 |
| Interest expense | 9,000 | 23,000 | 32,000 | 55,000 |
| Net interest income | 128,000 | 305,000 | 540,000 | 760,000 |
| Noninterest income | 40,000 | 492,000 | 893,000 | 1,186,000 |
| Noninterest expense | 185,000 | 720,000 | 1,202,000 | 1,697,000 |
| Provision for loan losses | 0 | 27,000 | 33,000 | 39,000 |
| Pretax income | -17,000 | 50,000 | 198,000 | 210,000 |
| Income tax | -9,000 | 5,000 | 41,000 | 28,000 |
| Net income | -8,000 | 45,000 | 157,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,253,000 | 1,321,000 | 1,469,000 | 1,480,000 |
| Total capital | 1,339,000 | 1,420,000 | 1,573,000 | 1,584,000 |
| Risk-weighted assets | 6,811,000 | 7,893,000 | 8,110,000 | 8,335,000 |