Call reports 2017
BISON STATE BANK — 2017
What BISON STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 8,414,000 | 8,010,000 | 7,806,000 | 6,956,000 |
| Total loans | 3,480,000 | 3,841,000 | 3,698,000 | 3,579,000 |
| Allowance for loan losses | 147,000 | 141,000 | 148,000 | 124,000 |
| Securities available for sale | 3,954,000 | 3,608,000 | 3,542,000 | 145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,416,000 | 7,031,000 | 6,489,000 | 6,106,000 |
| Interest-bearing deposits | 5,107,000 | 4,749,000 | 4,350,000 | 4,031,000 |
| Noninterest-bearing deposits | 2,309,000 | 2,282,000 | 2,139,000 | 2,075,000 |
| Equity capital | 996,000 | 978,000 | 918,000 | 836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 71,000 | 145,000 | 218,000 | 282,000 |
| Interest expense | 2,000 | 4,000 | 6,000 | 7,000 |
| Net interest income | 69,000 | 141,000 | 212,000 | 275,000 |
| Noninterest income | 19,000 | 17,000 | 32,000 | 47,000 |
| Noninterest expense | 116,000 | 210,000 | 299,000 | 400,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 75,000 |
| Pretax income | -28,000 | -52,000 | -105,000 | -201,000 |
| Income tax | 0 | 11,000 | 11,000 | 11,000 |
| Net income | -28,000 | -63,000 | -116,000 | -212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 963,000 | 940,000 | 886,000 | 796,000 |
| Total capital | 1,015,000 | 995,000 | 939,000 | 849,000 |
| Risk-weighted assets | 4,070,000 | 4,296,000 | 4,122,000 | 4,194,000 |