Call reports 2016
BISON STATE BANK — 2016
What BISON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 9,507,000 | 8,869,000 | 8,330,000 | 8,198,000 |
| Total loans | 3,585,000 | 3,451,000 | 3,534,000 | 3,625,000 |
| Allowance for loan losses | 188,000 | 159,000 | 159,000 | 155,000 |
| Securities available for sale | 5,388,000 | 4,472,000 | 4,054,000 | 3,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,483,000 | 7,847,000 | 7,222,000 | 7,196,000 |
| Interest-bearing deposits | 5,767,000 | 5,278,000 | 4,975,000 | 4,998,000 |
| Noninterest-bearing deposits | 2,716,000 | 2,568,000 | 2,247,000 | 2,198,000 |
| Equity capital | 1,014,000 | 1,021,000 | 1,038,000 | 1,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 77,000 | 142,000 | 213,000 | 285,000 |
| Interest expense | 2,000 | 4,000 | 6,000 | 9,000 |
| Net interest income | 75,000 | 138,000 | 207,000 | 276,000 |
| Noninterest income | 18,000 | 36,000 | 71,000 | 107,000 |
| Noninterest expense | 95,000 | 203,000 | 299,000 | 357,000 |
| Provision for loan losses | 0 | 0 | 0 | -6,000 |
| Pretax income | -2,000 | -29,000 | -21,000 | 32,000 |
| Income tax | -3,000 | -3,000 | -3,000 | -3,000 |
| Net income | 1,000 | -26,000 | -18,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,018,000 | 981,000 | 944,000 | 991,000 |
| Total capital | 1,068,000 | 1,032,000 | 996,000 | 1,044,000 |
| Risk-weighted assets | 3,837,000 | 3,935,000 | 4,051,000 | 4,119,000 |