Call reports 2023
FMB BANK — 2023
What FMB BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 48,275,000 | 52,125,000 | 44,963,000 | 44,910,000 |
| Total loans | 14,015,000 | 14,743,000 | 14,320,000 | 13,615,000 |
| Allowance for loan losses | 209,000 | 210,000 | 211,000 | 204,000 |
| Securities available for sale | 23,277,000 | 22,257,000 | 21,118,000 | 21,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,553,000 | 49,599,000 | 42,772,000 | 42,129,000 |
| Interest-bearing deposits | 31,672,000 | 35,674,000 | 29,224,000 | 20,341,000 |
| Noninterest-bearing deposits | 13,881,000 | 13,925,000 | 13,548,000 | 21,788,000 |
| Equity capital | 2,368,000 | 2,175,000 | 1,863,000 | 2,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 432,000 | 858,000 | 1,316,000 | 1,769,000 |
| Interest expense | 65,000 | 146,000 | 322,000 | 483,000 |
| Net interest income | 367,000 | 712,000 | 994,000 | 1,286,000 |
| Noninterest income | 73,000 | 152,000 | 255,000 | 325,000 |
| Noninterest expense | 374,000 | 725,000 | 1,076,000 | 1,445,000 |
| Provision for loan losses | 0 | 0 | 0 | -8,000 |
| Pretax income | 72,000 | 143,000 | 158,000 | 175,000 |
| Income tax | 9,000 | 13,000 | 10,000 | 19,000 |
| Net income | 63,000 | 130,000 | 148,000 | 156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,666,000 | 3,708,000 | 3,725,000 | 3,734,000 |
| Total capital | 3,875,000 | 3,918,000 | 3,936,000 | 3,941,000 |
| Risk-weighted assets | 30,333,000 | 28,549,000 | 29,295,000 | 30,012,000 |