Call reports 2022
FMB BANK — 2022
What FMB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 53,798,000 | 55,106,000 | 49,655,000 | 47,203,000 |
| Total loans | 13,551,000 | 13,409,000 | 13,437,000 | 14,234,000 |
| Allowance for loan losses | 248,000 | 205,000 | 207,000 | 208,000 |
| Securities available for sale | 23,484,000 | 25,906,000 | 22,845,000 | 23,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,550,000 | 52,468,000 | 47,459,000 | 44,975,000 |
| Interest-bearing deposits | 36,684,000 | 34,873,000 | 21,404,000 | 30,358,000 |
| Noninterest-bearing deposits | 13,866,000 | 17,595,000 | 26,055,000 | 14,617,000 |
| Equity capital | 2,847,000 | 2,256,000 | 1,762,000 | 1,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 582,000 | 970,000 | 1,373,000 |
| Interest expense | 17,000 | 33,000 | 48,000 | 88,000 |
| Net interest income | 254,000 | 549,000 | 922,000 | 1,285,000 |
| Noninterest income | 62,000 | 126,000 | 219,000 | 281,000 |
| Noninterest expense | 401,000 | 739,000 | 1,062,000 | 1,445,000 |
| Provision for loan losses | 0 | -43,000 | -43,000 | -43,000 |
| Pretax income | -105,000 | -45,000 | 89,000 | 121,000 |
| Income tax | -30,000 | -28,000 | -16,000 | -10,000 |
| Net income | -75,000 | -17,000 | 105,000 | 131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,439,000 | 3,477,000 | 3,599,000 | 3,603,000 |
| Total capital | 3,687,000 | 3,682,000 | 3,806,000 | 3,811,000 |
| Risk-weighted assets | 28,213,000 | 27,456,000 | 24,997,000 | 28,949,000 |