Call reports 2021
FMB BANK — 2021
What FMB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 48,513,000 | 46,460,000 | 47,794,000 | 46,676,000 |
| Total loans | 15,680,000 | 14,312,000 | 13,356,000 | 13,906,000 |
| Allowance for loan losses | 306,000 | 295,000 | 294,000 | 246,000 |
| Securities available for sale | 17,746,000 | 16,255,000 | 18,076,000 | 17,522,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,215,000 | 42,113,000 | 43,420,000 | 42,541,000 |
| Interest-bearing deposits | 32,303,000 | 29,945,000 | 29,507,000 | 28,682,000 |
| Noninterest-bearing deposits | 11,912,000 | 12,168,000 | 13,913,000 | 13,859,000 |
| Equity capital | 3,595,000 | 3,629,000 | 3,636,000 | 3,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 630,000 | 910,000 | 1,216,000 |
| Interest expense | 23,000 | 44,000 | 62,000 | 81,000 |
| Net interest income | 305,000 | 586,000 | 848,000 | 1,135,000 |
| Noninterest income | 74,000 | 136,000 | 221,000 | 286,000 |
| Noninterest expense | 353,000 | 683,000 | 1,039,000 | 1,375,000 |
| Provision for loan losses | -7,000 | -19,000 | -19,000 | -69,000 |
| Pretax income | 27,000 | 50,000 | 39,000 | 100,000 |
| Income tax | 1,000 | 1,000 | -11,000 | -3,000 |
| Net income | 26,000 | 49,000 | 50,000 | 103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,459,000 | 3,482,000 | 3,483,000 | 3,514,000 |
| Total capital | 3,754,000 | 3,761,000 | 3,763,000 | 3,760,000 |
| Risk-weighted assets | 23,604,000 | 22,368,000 | 22,386,000 | 22,189,000 |