Call reports 2020
FMB BANK — 2020
What FMB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 41,071,000 | 42,691,000 | 40,978,000 | 39,757,000 |
| Total loans | 17,439,000 | 19,444,000 | 18,876,000 | 16,710,000 |
| Allowance for loan losses | 315,000 | 310,000 | 309,000 | 311,000 |
| Securities available for sale | 14,456,000 | 12,827,000 | 11,760,000 | 12,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,235,000 | 38,329,000 | 36,481,000 | 35,376,000 |
| Interest-bearing deposits | 27,721,000 | 27,722,000 | 25,372,000 | 25,004,000 |
| Noninterest-bearing deposits | 9,514,000 | 10,607,000 | 11,109,000 | 10,372,000 |
| Equity capital | 3,250,000 | 3,643,000 | 3,751,000 | 3,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 817,000 | 1,161,000 | 1,603,000 |
| Interest expense | 70,000 | 117,000 | 150,000 | 182,000 |
| Net interest income | 280,000 | 700,000 | 1,011,000 | 1,421,000 |
| Noninterest income | 67,000 | 122,000 | 201,000 | 118,000 |
| Noninterest expense | 393,000 | 703,000 | 1,008,000 | 1,358,000 |
| Provision for loan losses | 25,000 | 18,000 | 18,000 | 18,000 |
| Pretax income | -71,000 | 106,000 | 191,000 | 168,000 |
| Income tax | -17,000 | 17,000 | 30,000 | 15,000 |
| Net income | -54,000 | 89,000 | 161,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,232,000 | 3,414,000 | 3,486,000 | 3,433,000 |
| Total capital | 3,547,000 | 3,723,000 | — | — |
| Risk-weighted assets | 25,512,000 | 24,736,000 | — | — |