Call reports 2019
FMB BANK — 2019
What FMB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 42,626,000 | 40,461,000 | 37,645,000 | 36,865,000 |
| Total loans | 17,700,000 | 18,216,000 | 17,782,000 | 17,738,000 |
| Allowance for loan losses | 298,000 | 313,000 | 288,000 | 287,000 |
| Securities available for sale | 15,839,000 | 14,293,000 | 12,361,000 | 11,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,882,000 | 36,536,000 | 32,349,000 | 32,251,000 |
| Interest-bearing deposits | 30,168,000 | 27,593,000 | 22,965,000 | 23,037,000 |
| Noninterest-bearing deposits | 8,714,000 | 8,943,000 | 9,384,000 | 9,214,000 |
| Equity capital | 3,663,000 | 3,809,000 | 3,959,000 | 3,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 359,000 | 730,000 | 1,161,000 | 1,520,000 |
| Interest expense | 66,000 | 135,000 | 211,000 | 272,000 |
| Net interest income | 293,000 | 595,000 | 950,000 | 1,248,000 |
| Noninterest income | 69,000 | 147,000 | 238,000 | 313,000 |
| Noninterest expense | 375,000 | 691,000 | 1,005,000 | 1,375,000 |
| Provision for loan losses | 0 | 9,000 | 11,000 | 11,000 |
| Pretax income | -13,000 | 42,000 | 178,000 | 180,000 |
| Income tax | -5,000 | 6,000 | 26,000 | 23,000 |
| Net income | -8,000 | 36,000 | 152,000 | 157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,609,000 | 3,660,000 | 3,764,000 | 3,736,000 |
| Total capital | 3,907,000 | 3,973,000 | 4,052,000 | 4,023,000 |
| Risk-weighted assets | 26,021,000 | 26,357,000 | 25,514,000 | 25,107,000 |