Call reports 2018
FMB BANK — 2018
What FMB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 40,291,000 | 38,096,000 | 36,483,000 | 36,519,000 |
| Total loans | 17,829,000 | 16,786,000 | 16,666,000 | 17,597,000 |
| Allowance for loan losses | 400,000 | 401,000 | 301,000 | 302,000 |
| Securities available for sale | 14,664,000 | 12,874,000 | 12,443,000 | 11,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,788,000 | 34,566,000 | 32,169,000 | 30,962,000 |
| Interest-bearing deposits | 29,293,000 | 27,283,000 | 24,546,000 | 23,089,000 |
| Noninterest-bearing deposits | 7,495,000 | 7,283,000 | 7,623,000 | 7,873,000 |
| Equity capital | 3,465,000 | 3,439,000 | 3,442,000 | 3,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 299,000 | 625,000 | 941,000 | 1,269,000 |
| Interest expense | 46,000 | 99,000 | 146,000 | 193,000 |
| Net interest income | 253,000 | 526,000 | 795,000 | 1,076,000 |
| Noninterest income | 63,000 | 135,000 | 239,000 | 309,000 |
| Noninterest expense | 377,000 | 685,000 | 1,005,000 | 1,336,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | -65,000 | -28,000 | 21,000 | 39,000 |
| Income tax | -16,000 | -11,000 | -8,000 | -13,000 |
| Net income | -49,000 | -17,000 | 29,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,520,000 | 3,514,000 | 3,536,000 | 3,572,000 |
| Total capital | 3,825,000 | 3,816,000 | 3,832,000 | 3,874,000 |
| Risk-weighted assets | 24,339,000 | 24,075,000 | 23,753,000 | 24,640,000 |