Call reports 2017
FMB BANK — 2017
What FMB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 40,793,000 | 38,151,000 | 36,528,000 | 34,519,000 |
| Total loans | 18,034,000 | 18,098,000 | 18,728,000 | 18,212,000 |
| Allowance for loan losses | 397,000 | 397,000 | 402,000 | 397,000 |
| Securities available for sale | 12,905,000 | 11,327,000 | 10,662,000 | 10,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,103,000 | 34,439,000 | 32,789,000 | 30,807,000 |
| Interest-bearing deposits | 29,190,000 | 26,976,000 | 24,761,000 | 23,334,000 |
| Noninterest-bearing deposits | 7,913,000 | 7,463,000 | 8,028,000 | 7,473,000 |
| Equity capital | 3,651,000 | 3,658,000 | 3,662,000 | 3,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 294,000 | 607,000 | 899,000 | 1,190,000 |
| Interest expense | 28,000 | 62,000 | 96,000 | 126,000 |
| Net interest income | 266,000 | 545,000 | 803,000 | 1,064,000 |
| Noninterest income | 58,000 | 199,000 | 294,000 | 370,000 |
| Noninterest expense | 353,000 | 779,000 | 1,093,000 | 1,416,000 |
| Provision for loan losses | 65,000 | 65,000 | 65,000 | 65,000 |
| Pretax income | -94,000 | -100,000 | -61,000 | -47,000 |
| Income tax | -34,000 | -40,000 | -36,000 | -38,000 |
| Net income | -60,000 | -60,000 | -25,000 | -9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,638,000 | 3,601,000 | 3,607,000 | 3,584,000 |
| Total capital | 3,953,000 | 3,918,000 | 3,922,000 | 3,890,000 |
| Risk-weighted assets | 25,140,000 | 25,307,000 | 25,190,000 | 24,395,000 |