Call reports 2016
FMB BANK — 2016
What FMB BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 40,105,000 | 37,859,000 | 35,725,000 | 35,098,000 |
| Total loans | 19,701,000 | 18,112,000 | 18,629,000 | 19,885,000 |
| Allowance for loan losses | 326,000 | 318,000 | 320,000 | 333,000 |
| Securities available for sale | 12,213,000 | 11,171,000 | 9,618,000 | 8,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,284,000 | 33,950,000 | 31,732,000 | 30,692,000 |
| Interest-bearing deposits | 28,722,000 | 26,722,000 | 24,142,000 | 23,422,000 |
| Noninterest-bearing deposits | 7,562,000 | 7,228,000 | 7,590,000 | 7,270,000 |
| Equity capital | 3,734,000 | 3,787,000 | 3,829,000 | 3,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 303,000 | 608,000 | 909,000 | 1,218,000 |
| Interest expense | 21,000 | 43,000 | 62,000 | 83,000 |
| Net interest income | 282,000 | 565,000 | 847,000 | 1,135,000 |
| Noninterest income | 56,000 | 118,000 | 200,000 | 263,000 |
| Noninterest expense | 366,000 | 720,000 | 1,013,000 | 1,362,000 |
| Provision for loan losses | 6,000 | -3,000 | 0 | 11,000 |
| Pretax income | -34,000 | -34,000 | 34,000 | 26,000 |
| Income tax | -15,000 | -18,000 | -4,000 | -19,000 |
| Net income | -19,000 | -16,000 | 38,000 | 45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,487,000 | 3,671,000 | 3,711,000 | 3,692,000 |
| Total capital | 3,798,000 | 3,980,000 | 4,031,000 | 4,015,000 |
| Risk-weighted assets | 24,867,000 | 24,741,000 | 26,262,000 | 25,909,000 |